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<p>[QUOTE="gatzdon, post: 361952, member: 8247"]Don't get me wrong, I"m not complaining about the request being denied, it's about they way they handled the request. Like I said, I'm used to being told no and I have no problem with it. Banks are there to make money and there is no magical law that says they have to do business with everyone that walks through the door (it's sad how many people think there is one).</p><p><br /></p><p>While I can still find many branches that have stellar customer service, it's becoming more common to find banks that treat us as numbers. I have yet to find a bank that provided consistent quality customer service across the board. It would appear that today, it's very dependent on the branch manager. But of course I've even come across branches with awesome branch managers and a head teller that cancels all that good will out. For some reason, banks have decided to do away with the career teller.</p><p><br /></p><p>RichiB16, it sounds like you come from one of the good branches. You will find many people willing to take a lower interest rate to bank at a bank like that. Take pride in the fact that when someone asks you a question about your bank, you get them an honest answer instead of a wild guess. That goes a long way towards customer good will.</p><p><br /></p><p>I'll tell you a story that has become a source of frustration for me lately.</p><p><br /></p><p>I travel outside the country frequently. The cheapest (and easiest) way to exchange cash is to withdraw it from the foreign ATM. Every new bank I visit, I ask about how they handle ATM transactions in a foriegn country. I understand many tellers don't know the answer to that one by heart, but I'm amazed by how many tellers/personal bankers are unwilling to find out for me. Some even just give me a guess. Many, I have to explain I'm talking about ATM's outside the US and not just an ATM at another bank. Believe or not, many banks don't list the 1 to 3 % fee they charge on their schedule of fees (and that's on top of the fee that visa, cirrus, etc. markup). I've been told there's no fee many times only to find out after the fact that there is. Everytime I travel, I goto a single ATM and make an identical withdrawal from each ATM. I then compare the amount actually withdrawn from my account and work from there. But I should not have to employ trial and error to find out.</p><p><br /></p><p><br /></p><p>Anyway, end of my mumbling. Don't take it personal RichiB16. Just for you, I will make a point of posting a good story about some of the many tellers I deal with every week. I realize that people usually only write about the bad experiences. If it's any consolation, I actually fill out the customer surveys more often for the good tellers than I do for the "less good" tellers.[/QUOTE]</p><p><br /></p>
[QUOTE="gatzdon, post: 361952, member: 8247"]Don't get me wrong, I"m not complaining about the request being denied, it's about they way they handled the request. Like I said, I'm used to being told no and I have no problem with it. Banks are there to make money and there is no magical law that says they have to do business with everyone that walks through the door (it's sad how many people think there is one). While I can still find many branches that have stellar customer service, it's becoming more common to find banks that treat us as numbers. I have yet to find a bank that provided consistent quality customer service across the board. It would appear that today, it's very dependent on the branch manager. But of course I've even come across branches with awesome branch managers and a head teller that cancels all that good will out. For some reason, banks have decided to do away with the career teller. RichiB16, it sounds like you come from one of the good branches. You will find many people willing to take a lower interest rate to bank at a bank like that. Take pride in the fact that when someone asks you a question about your bank, you get them an honest answer instead of a wild guess. That goes a long way towards customer good will. I'll tell you a story that has become a source of frustration for me lately. I travel outside the country frequently. The cheapest (and easiest) way to exchange cash is to withdraw it from the foreign ATM. Every new bank I visit, I ask about how they handle ATM transactions in a foriegn country. I understand many tellers don't know the answer to that one by heart, but I'm amazed by how many tellers/personal bankers are unwilling to find out for me. Some even just give me a guess. Many, I have to explain I'm talking about ATM's outside the US and not just an ATM at another bank. Believe or not, many banks don't list the 1 to 3 % fee they charge on their schedule of fees (and that's on top of the fee that visa, cirrus, etc. markup). I've been told there's no fee many times only to find out after the fact that there is. Everytime I travel, I goto a single ATM and make an identical withdrawal from each ATM. I then compare the amount actually withdrawn from my account and work from there. But I should not have to employ trial and error to find out. Anyway, end of my mumbling. Don't take it personal RichiB16. Just for you, I will make a point of posting a good story about some of the many tellers I deal with every week. I realize that people usually only write about the bad experiences. If it's any consolation, I actually fill out the customer surveys more often for the good tellers than I do for the "less good" tellers.[/QUOTE]
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