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<p>[QUOTE=&quot;silvercowboy72, post: 1096229, member: 28647&quot;]I work for a &quot;large bank&quot; in Baltimore.&nbsp; Believe it or not, we actually ship out more money than we actually bring into our branch.&nbsp; Forget tyring to make friends with the Banking Center Manager, the Asst Manager, the Personal Bankers, Loan Officers, etc.&nbsp; The person you want to establish a relationship with is the Head Teller or T.O.S.(Teller Operations Supervisor).&nbsp; Doughnuts go a long way!&nbsp; Hint, hint.&nbsp; All of our money(coins and currency) comes out of our main vault in the city and gets delivered to the branches.&nbsp; We ship money out, and bring money in.&nbsp; This used money keeps getting recycled within our banks.&nbsp; The only thing we take out of the rotation is &quot;mutilated&quot; money which gets sent back to the reserve.&nbsp; Our bank receives &quot;new&quot; money from the reserve twice a year.&nbsp; The Head Teller or T.O.S. is in charge of this process.&nbsp; We do not charge for change unless you are a business customer.&nbsp; All banks have mininum balances and/or requirements.&nbsp; I suggest not having a bunch of different banking relationships, but instead just have one or two good ones.&nbsp; We do not have a coin counting machine.&nbsp; We provide free coin wrappers, and ask you to roll your coins.&nbsp; If you bring us loose coins, we charge five dollars for a 25 pound bag to be sent out and be counted.&nbsp; Your account will be credited within a couple of business days.&nbsp; Back to the money.&nbsp; We do not get anything of note from the reserve, and rarely have newly released coins when you first want them after they are first released.&nbsp; We do have coins rolled from private individuals who just want cash, coins removed from safe deposit boxes after sitting for years, and other odds and ends.&nbsp; This is where your relationship with the Head Teller or T.O.S. comes in.&nbsp; You just need to be polite and ask if any individuals have brought in rolled coins.&nbsp; You would be amazed at what you may find.&nbsp; They are just happy to get rid of the coin so they do not have to include it in their weekly shipments for money leaving the bank.&nbsp; I am afraid I am being longwinded, so I will stop my ramblings.&nbsp; I hope this helps.[/QUOTE]</p><p><br /></p>

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