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Message:: [QUOTE="Brett_in_Sacto, post: 2308328, member: 71510"]Bah!  Quitters!  You just aren't going deep enough in your hunt!  <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /> Kidding aside, it's always good to put together a budget and understand what you are in for before embarking on a set. That said, I have paid "circulated" value for many coins that I've come into that are MS quality - and graded as such.  The second thing to remember is that if you are going after a set - you should price out the highest coins in the set and see if they are within your reach.  Go after them first, because the common date - are....  (drum roll)  more common. (Captain Obvious to the rescue!)  <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /> Last, consider lower grade coins or "Details" grade coins for the rare dates.  You can find some true bargains on them and they're still gorgeous on display.  At some point you may come across the exact coin, grade and price you want - but there's nothing wrong with a place holder to complete a set. These are all coins I paid circulated / melt value for in the last year or so and had graded myself.  Good hunting! [ATTACH=full]464903[/ATTACH] [ATTACH=full]464900[/ATTACH] [ATTACH=full]464899[/ATTACH][/QUOTE]