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<p>[QUOTE=&quot;Conder101, post: 1024386, member: 66&quot;]I&#039;ll just stick with my credit union.</p><p><br /></p><p>Minimum balance for savings account $5</p><p>Minimum balance for Checking account $0</p><p>Monthly fee for Savings account $0</p><p>Monthly fee for Checking account $0</p><p>Fee per transaction or per check $0</p><p>I have overdraft protection on the checking account.&nbsp; If I accidentally overdraw they simply transfer funds from Savings to checking to cover it.&nbsp; No overdraft fees unless I overdraw both accounts.&nbsp; Monthly fee for this service $0.&nbsp; Fee per occurrence $0.</p><p>I do have to buy my own checks but I can get them from anyone I want.&nbsp; I don&#039;t have to go through them.&nbsp; 150 checks cost $14.</p><p>I have on-line banking.&nbsp; I can pay bills, transfer funds and other features from the comfort of my computer.&nbsp; Fund transfers are done in real time, I don&#039;t have to wait for the next business day. Cost $0</p><p>The only time I have to go there is to do a withdraw to have cash on hand.</p><p>Checks deposited are also available immediately, no waiting til the next day if it is after 2 PM.</p><p>And there are two branches close by with staggered hours so they are open 8Am to 8 PM Mon - Fri and 8 - 4 PM on Saturday.</p><p><br /></p><p>Who needs a bank.[/QUOTE]</p><p><br /></p>

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