Message:

<p>[QUOTE=&quot;ziggy29, post: 13372, member: 1113&quot;]You&#039;re right there.&nbsp; My wife and I are very careful -- almost paranoid, but not quite -- about security, but stuff happens.&nbsp; Last Sunday morning we received a call from the bank that issued the Visa card we usually use (for the airline miles).&nbsp; Someone had charged a $1,400 online order to an auto parts place to our account.&nbsp; Let&#039;s see.&nbsp; Online...$1,400...shipped to some place other than the billing address...you think that raised some red flags with the bank?</p><p><br /></p><p>The bottom line is, every time you use your card, there is at least SOME risk -- maybe very small, but not zero -- that someone will get the account information from it and scam you (or the bank).&nbsp; You can reduce your chances of becoming a victim, but as long as you have the account, you can never *eliminate* it.</p><p><br /></p><p>Anyway, in our case the bank flagged this charge as disputed due to fraud, reversed the $1,400 charge, mailed new cards (with a new account number) that arrived today...if you have a debit card tied to your checking account, you don&#039;t have that protection.&nbsp; Since we can pay it off each month, I use the credit card for everything I can, mainly for that reason.&nbsp; If I have an option to use a credit card, I never use a debit card.</p><p><br /></p><p>Glad to hear your PayPal account is different.&nbsp; I&#039;ve heard horror stories from folks who used the same eBay and PayPal passwords.&nbsp; One of them was lucky -- they had a fraudulent $250 transaction -- and PayPal caught it and reversed it before they even knew what happened, and called them to make sure they changed their password to something different than any other password they had.&nbsp; Of course, if you&#039;re compromised and the worst that happened to you was a $250 hit, you&#039;re pretty lucky, too.&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /></p><p><br /></p><p>Anyway, if you ever receive e-mails from eBay, PayPal or anything like that, ASSUME IT&#039;S FAKE until you can verify otherwise.&nbsp; And if a note allegedly from PayPal is addressed &quot;Dear PayPal User,&quot; it&#039;s a phish -- delete it or send it to <a href="mailto:spoof@paypal.com">spoof@paypal.com</a>.&nbsp; I got one of those &quot;we lost your account information, please click here and send it again&quot; e-mails a couple of days ago, and just for grins I clicked on the URL and it sent me to a domain outside the paypal.com domain.&nbsp; Run, don&#039;t walk, away from that![/QUOTE]</p><p><br /></p>

Your name or email address:

Do you already have an account?

• No, create an account now.
• Yes, my password is:
• Forgot your password?

Stay logged in