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<p>[QUOTE=&quot;mrweaseluv, post: 1556648, member: 40340&quot;]deductables are simply the amount your willing to pay up front before bringing in the insurance company. My house and all else carry a $500 deductable meaning simply the 1st $500 in damage to my house/possesions is my responsibility to pay and the insurence pays anything above that lvl up to the max amount of the policy. I could eliminate that $500 deductable but in the long run i would end up paying out amost $600 more a year on my insurance to do so. Regardless of what your deductable is your gonna have to pay it one way or another.&nbsp; In the case of a house burning down 500-1000 dollars is nothing. Even losing a lifetime of collectables and momentos thousands of dollars in coins mean NOTHING if you family isn&#039;t safe 1st.[/QUOTE]</p><p><br /></p>

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