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<p>[QUOTE=&quot;berneck1, post: 1892679, member: 24201&quot;]Some of these are close to melt value.&nbsp; That&#039;s why I always go with the silver sets.&nbsp; In my experience the clad proof sets are too abundant and barely wind up selling for much over face value.&nbsp;&nbsp; It&#039;s worth noting that the &#039;99 clad set is only worth about $8.00.&nbsp; Less than half of it&#039;s original price.&nbsp; If I&#039;m not mistaken, all of the silver sets sell at least at their original issue prices. Of course, if silver goes lower, that will change.&nbsp; Either way, the argument to bite the bullet and go with silver over clad is justified in my mind.[/QUOTE]</p><p><br /></p>

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