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<p>[QUOTE=&quot;imrich, post: 8510540, member: 22331&quot;]I beg to differ with your observations, at risk of not learning from 60+ years of establishing others in new businesses, dealing with insurance agencies where we/I followed the insurance analytical algorithms in generating procedures to minimize potential risks/liabilities.</p><p><br /></p><p>I&#039;ve helped young insurance agents to form/start offices for insuring.</p><p><br /></p><p>The procedures are computer generated based on risk analysis of past cases in the industry.</p><p><br /></p><p>The computer algorithmic generation is the reason we can&#039;t win against the activities supported by past efforts that were cost/time effective.</p><p><br /></p><p>Specialty insurers often are required because of unsupported past efforts.</p><p><br /></p><p>I defer to your statements if you have proof that differs from my practical understandings.</p><p><br /></p><p>I&#039;ve been wrong before, and I love learning from others&#039; experiences/knowledge.</p><p><br /></p><p>Thanks for your insight![/QUOTE]</p><p><br /></p>

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