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<p>[QUOTE=&quot;imrich, post: 8509990, member: 22331&quot;]I&#039;m very happy for you, as I believe the investigation was more thorough than that of a now private individual we all probably know.</p><p><br /></p><p>I personally had some very bad personal experiences with them.</p><p><br /></p><p>Documented education for insurance agent:</p><p>Agents must be licensed in the states where they plan to work. Insurance sales agents are typically required to have a <b>high school diploma</b> to enter the occupation. However, employers may prefer to hire candidates who have a bachelor&#039;s degree. Agents must be licensed in the states where they work.Apr 18, 2022</p><p>Typical Entry-Level Education: High school dip...</p><p>On-the-job Training: Moderate-term on-the-job ...</p><p>Work Experience in a Related Occupation: No...</p><p><br /></p><p>A lightning strike on a ~3&#039; diameter White Pine traveled underground 650 feet on my &quot;star-light&quot; camera system wiring into my basement, causing an explosion and fire which traveled up-ward through the fully insured house.</p><p><br /></p><p>They stalled until Statute time elapsed, during the 2 years I built an energy efficient home.</p><p><br /></p><p>The insurance negotiator actually followed me, saying he needed my signature to close the claim, offering to replace just my camera system for ~25% of my policy coverage, or nothing.</p><p>&nbsp;</p><p>They hired a company with who had no experience with long distance low-level night vision capability, with ~800 feet of buried wire to my home.</p><p><br /></p><p>The cameras installed were only day-light type, and they laid the wiring on the ground in a well traveled area.</p><p><br /></p><p>A complete Fiasco!</p><p><br /></p><p>A Time insurance policy was purchased on my 1 year old son where they completed the policy paperwork, and listed him as owner.</p><p><br /></p><p>The same with my wife where she never knew of, saw the policy, or paid 1 cent, listing her as owner, collecting from my account for 58 years, cancelling the policies last year, never allowing me to have contact with the company.</p><p><br /></p><p>They billed her for years, requesting her to deliver an affidavit of policy ownership for a substantial payment.</p><p><br /></p><p>My son refused to allow her to accept a cash-out payment.</p><p><br /></p><p>I could go on, but I know you understand if you&#039;ve done any investigation of &quot;insurance&quot;.</p><p><br /></p><p>I left my 30+ year senior position with a 95,000 employee international company, at age 56 to do Pro-Bono efforts. I was nominated/elected as the presiding officer in organizations for the Elderly, who are constantly scammed, needing guidance as believed observed here.</p><p><br /></p><p>Best Wishes, Rich[/QUOTE]</p><p><br /></p>

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