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<p>[QUOTE=&quot;beef1020, post: 1641108, member: 24544&quot;]I second this approach.&nbsp; If you like it, buy it, it&#039;s why I have a gold necklace, or use it as a hedge against major economic downturns.&nbsp; But absent a major downturn I think the price of gold and silver will go down in the future.&nbsp; I view gold and silver prices moving down as a good thing, as an indication that investment opportunities, and real growth, are coming back on line.&nbsp; I still own some as a hedge, and think everyone should, but most of my investments are not in PM.[/QUOTE]</p><p><br /></p>

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