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<p>[QUOTE=&quot;GDJMSP, post: 8017271, member: 112&quot;]To all those who think your basic homeowners or renters insurance policy covers your coins - it is very, very, rare that that is true ! In almost all cases it doesn&#039;t cover them at all, and even when it does, it&#039;s only up to a very small dollar amount. </p><p><br /></p><p>But by all means, verify this for yourself. Talk to your agent, ask him/her very specific &quot;what if&quot; questions ! And I&#039;m not just talking about theft, I&#039;m also talking about fire, water damage, flood, even earthquake. </p><p><br /></p><p>And while it is true that you can purchase an insurance rider for your coins from your homeowners company, I have never seen nor heard of a case where Hugh Wood was but only but a fraction, usually a tiny fraction, of what that rider cost you. But, don&#039;t just take my word for it - verify it for yourself ! It only takes about 2 phone calls to do it.[/QUOTE]</p><p><br /></p>

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