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<p>[QUOTE=&quot;raider34, post: 904468, member: 16402&quot;]I voted no. Like a few others have said, I grade the coin as a whole. Now this may be considered improper grading by some standards/guidelines but personally I find it the best way. I do believe significant marks in prime focal areas should knock the grade down, but I don&#039;t think it should automatically limit a coin to an MS64.</p><p><br /></p><p>Here&#039;s an example from Northeast Numismatics: An 1882-S Morgan graded MS67 by PCGS (<a href="http://www.northeastcoin.com/inventory.jsp#" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.northeastcoin.com/inventory.jsp#" rel="nofollow">Northeast Numismatic)</a></p><p><br /></p><p><img src="http://i591.photobucket.com/albums/ss357/superman6731/15220660o.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p><img src="http://i591.photobucket.com/albums/ss357/superman6731/15220660r.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><a href="http://www.northeastcoin.com/popupcontainer.jsp?include=/popup/viewimage.jsp&amp;itemkey=zi14_15220660" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.northeastcoin.com/popupcontainer.jsp?include=/popup/viewimage.jsp&amp;itemkey=zi14_15220660" rel="nofollow">http://www.northeastcoin.com/popupcontainer.jsp?include=/popup/viewimage.jsp&amp;itemkey=zi14_15220660</a></p><p><br /></p><p>The main hit on this coin is the 2 clear reed marks on Liberty&#039;s chin. Imo you can&#039;t argue that isn&#039;t a significant mark in a prime focal area. Now look at the coin as a whole, anyone who&#039;s familiar with Morgan dollars has to recognize this coin is higher than a MS64. </p><p><br /></p><p>PCGS called it a 67, imo, because of the hit on the cheek I would call it a technical 66, but because of the superb luster and eye appeal it got bumped to a 67. (Yes, 67s should have great luster, but my guess is this one in hand has serious eye appeal). </p><p><br /></p><p>Now to anyone who calls this a 64 because they limit the coin because of the significant mark in a prime focal area isn&#039;t wrong, and I&#039;m not right for calling it a 67. The problem is different grading standards, and I think it&#039;s up to each collector to choose for themselves what kind of standards they want to use.[/QUOTE]</p><p><br /></p>

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