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<p>[QUOTE=&quot;bzcollektor, post: 286725, member: 3241&quot;]I would respond that perhaps (and just perhaps) in an intrastate transaction in a person-to person, or entity (company) transaction, that perhaps the de-facto contract by the parties involved applies. </p><p><br /></p><p>I believe that in interstate commerce, such as Ebay is concerned, and any other interstate commerce, that case law sides on the premise that the buyer has no other obligation than to pay for and receive the item he pays for. If a buyer has no problem with paying for insurance he is not otherwise obligated to pay for, then all is well. Shipping and handeling costs are specified by a seller. The buyer agrees to this. For a seller to absolve himself of an obligation to deliver an item in a condition as described without the buyer purchasing &quot;optional&quot; insurance is ludicrous..............[/QUOTE]</p><p><br /></p>

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