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<p>[QUOTE=&quot;samjimmy, post: 286218, member: 3813&quot;]That&#039;s the smart thing to do.</p><p>I think we all agree that that&#039;s how it should work, but regardless of how we all feel, more importantly that&#039;s how the payment processors (PayPal and credit cards, etc.) see it.</p><p><br /></p><p>Of course there was probably 800 ways I could have been screwed.&nbsp; The seller may not have had $ in their accounty for PayPal to give back (their buyer protection isn&#039;t insurance either).&nbsp; And the PO could have denied the claim.&nbsp; I may have made it out to sound that filing the claim with the PO was painless, but in truth it was a long, drawn out process that required multiple trips to the PO office, multiple phone calls and letters to the claims office, and much frustration, up to the very day that, without a note or any letter what-so-ever, a check for $2,000 came in the mail, nothng more.</p><p><br /></p><p>I had pretty much given up hope that they would ever send the money, and felt bad for the seller.&nbsp; He too had just emailed me a week prior to the check being delivered.&nbsp; Something along the lines of, &quot;Ohhh well, I guess I&#039;m out the money.&quot;&nbsp; I wouldn&#039;t wish the PO&#039;s insurance claims process upon my worst enemy.[/QUOTE]</p><p><br /></p>

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