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<p>[QUOTE=&quot;mralexanderb, post: 286181, member: 7851&quot;]The seller has the responsibility to get the coin (item) to you (the buyer). If he asks for insurance then he&#039;s asking the buyer to supplement his costs. If the buyer doesn&#039;t pay for insurance the seller still has to get the coin to the buyer who has fulfilled his side of a legal contract. If the coin is lost in transit, the seller has to &quot;make good&quot;. If the seller hadn&#039;t covered himself with the proper insurance, he still has to complete the sale that he&#039;s been paid. </p><p>&nbsp;</p><p>Bruce[/QUOTE]</p><p><br /></p>

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