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Message:: [QUOTE="iPen, post: 2420004, member: 69760"]I chose "Other..." I don't fill holes, as I prefer collecting different designs to change things up a bit. However, I follow this method with my collection, which IMHO would also apply to your situation: Buy raw and always look for "high" grade (quality). If there's a key / semi-key date that is in a lower grade, but you recognize that it's under-priced (significantly enough...), then buy that. All "low" grade coins in my collection have a "temporary" status - you define low grade based on what you're comfortable with. Flip for a net gain and upgrade that coin to subsidize a higher quality coin. This "flip and upgrade" can be applied to the higher quality coins that were purchased. If there's no net gain in the flip, at least break even. Then you will temporarily have that year filled. In the end, there really aren't regrets that I'd have. There's a greater sense of accomplishment, and you'll have something better to look at than the counterfactual lower grade collection. If you tire of that collection and no longer find it interesting, you can sell it for higher than the lower grade, and use those funds to start a new set. Sure, you'd fill holes quicker with lower grade coins, but then you'd simply be filling holes with the objective of filling holes, which IMHO seems once removed from the love of coins themselves compared to higher quality coins.[/QUOTE]