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<p>[QUOTE=&quot;gatzdon, post: 309021, member: 8247&quot;]I say you use it to start your emergency fund.&nbsp; Everyone should have an emergency fund.&nbsp; By using notes like this, it makes you really consider whether it&#039;s a true emergency before you tap it.</p><p><br /></p><p>Personally, I have notes of the same series/denomination that I&#039;ve kept that are in worse condition.[/QUOTE]</p><p><br /></p>

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