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Message:: [QUOTE="The Penny Lady®, post: 925607, member: 16948"]The fact that you're basing your opinion on everyone else's opinion, that's where you're wrong - plain and simple.  As we all know, grading is so subjective that you must form your own opinion based on what you see, from your own eye, from your own experience, from your own knowledge - not from what everyone else sees or knows.  And that's why we have such disparity in grading.  I'd even bet if I sent it back in to PCGS, or even NGC, that 3 more graders will look at it and agree that it is MS65 - then what does that do to your numbers, Doug?  I sent the coin back to have it regraded because I felt they, however many of them, were wrong, for whatever reason - lack of experience, lack of good lighting, colorblind, need better glasses, woke up on the wrong side of the bed, drank too much the night before, whatever the reason.... plain and simple, I felt they got it wrong - which as we all know happens, both ways.   But, until you see the coin in hand, Doug, to me, your arguments nonetheless are meritless.[/QUOTE]