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<p>[QUOTE=&quot;baseball21, post: 2339104, member: 76863&quot;]Generally yes, but you have no way of knowing the package was actually lost under the no questions asked conditions of payouts you describe.&nbsp; </p><p><br /></p><p><br /></p><p><br /></p><p>Evidence of a refund proves nothing.&nbsp; It could have been returned, the transaction canceled ect.&nbsp; </p><p><br /></p><p>At this point I would really love to hear what company this take your word insurance is.&nbsp; You&#039;ve basically said all you have to do is list something on ebay, have it sell, refund the buyer, and you will get paid.&nbsp; </p><p><br /></p><p>A portion of shipping insurers won&#039;t even do coins.&nbsp; ShipandInsure one of the major ones for coins if you&#039;re an NACA member specifically states a package must not be released without a signature and you are responsible to make sure no signature release is on file with the carrier.&nbsp; </p><p><br /></p><p><br /></p><p><br /></p><p>Not really.&nbsp; We are actually dealing with a very small sample of just 1 person each and every time.&nbsp; Only one person is buying that item from you that is your sample for each instance. Every transaction is independent of the previous one much like a roulette wheel.&nbsp; Just because something happened x number of times before does not have any bearing on the next one.&nbsp; </p><p><br /></p><p>Again I said it wasn&#039;t worth it for smaller or casual sellers, not the behemoths doing 100s of 1000s to millions of sales a year.[/QUOTE]</p><p><br /></p>

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