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<p>[QUOTE="afantiques, post: 2338790, member: 71234"]<i>I don't believe for a second any insurance company is going to make a payout on an item that cannot proven it wasn't delivered</i></p><p><br /></p><p>Believe. You cannot prove a negative anyway. The insurance companies do not investigate run of the mill claims anyway, it is not cost effective. </p><p><br /></p><p>Quite a few years ago they discovered or decided that making claims simple and quick brought in more money than trying to double check every penny of a claim, because they got far more customers, and the bigger pool of customers you have the more perfectly the actuarial risk can be assessed and priced.</p><p><br /></p><p><i>Would I no, but that doesn't mean anything. I also wouldn't murder or rape someone, it doesn't mean those things don't happen every day. Just because I wouldn't do something means nothing.</i></p><p><br /></p><p>It does mean something. It means you are typical of the population. Murders and rapes happen, but they are atypical and spreadover the population, quite rare. Petty theft is more common but remains relatively rare among the adult population, most notably that section of it that has disposable income to indullge in hobbies.[/QUOTE]</p><p><br /></p>
[QUOTE="afantiques, post: 2338790, member: 71234"][I]I don't believe for a second any insurance company is going to make a payout on an item that cannot proven it wasn't delivered[/I] Believe. You cannot prove a negative anyway. The insurance companies do not investigate run of the mill claims anyway, it is not cost effective. Quite a few years ago they discovered or decided that making claims simple and quick brought in more money than trying to double check every penny of a claim, because they got far more customers, and the bigger pool of customers you have the more perfectly the actuarial risk can be assessed and priced. [I]Would I no, but that doesn't mean anything. I also wouldn't murder or rape someone, it doesn't mean those things don't happen every day. Just because I wouldn't do something means nothing.[/I] It does mean something. It means you are typical of the population. Murders and rapes happen, but they are atypical and spreadover the population, quite rare. Petty theft is more common but remains relatively rare among the adult population, most notably that section of it that has disposable income to indullge in hobbies.[/QUOTE]
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