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<p>[QUOTE=&quot;ambr0zie, post: 8008293, member: 80952&quot;]I use PayPal whenever the auction house allows it.</p><p>I am European but my country doesn&#039;t use EUR as currency so I still have to deal with conversions. But for some reason, my bank has a very good conversion rate so I don&#039;t use PayPal&#039;s.</p><p><br /></p><p>Some auction houses have 0 PayPal fees. I don&#039;t know how. But this is obviously good for me.</p><p>Some have 4.5%.</p><p>I recently paid an invoice from a house that was not accepting PayPal. Their preferred option was IBAN/BIC. For me this is not an option as the charges are quite big. Second option was credit card. I was under the impression this is different from debit card, as I have a debit card. I wanted to see what happens. I chose &quot;credit card&quot;, entered my card details and paid it successfully. Fee was 3%.[/QUOTE]</p><p><br /></p>

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