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<p>[QUOTE=&quot;geekpryde, post: 1492594, member: 36248&quot;]Having just gotten mostly out of massive debt from Credit cards, personal loans, and school loans, I can 100% recommend selling the vast bulk of your collection.&nbsp; I literally lost 10 years due to credit card debt.&nbsp;&nbsp; It was a choke hold on life, and affects every single decision you make, even if you have a fat salary!&nbsp;&nbsp; Massive debt closes so many doors, and causes you to lose time with family and miss out of fun things.&nbsp;&nbsp; I worked 80 hours a week for 4 years straight to pay down the bulk of it, since i didnt want another 10 years evaporating,&nbsp; I am only 31, so it was not a fun way to spend my twenties.&nbsp; &nbsp; But I paid down ~$50,000 in debt.&nbsp; &nbsp; $0 credit card debt as of a few months ago, and only ~$10,000 left in school loans all at great rates.</p><p><br /></p><p>I can happily say that I only work 45-50 hours a week now.&nbsp; My life is a breeze, and I see my kids and have a lot more free time.&nbsp; &nbsp;&nbsp; I was actually able to go to Europe for 10 days with High School friends recently.&nbsp;&nbsp; First vaction and first trip in 10 years!</p><p><br /></p><p>Why did I tell you this story?</p><p><br /></p><p>debt is brutal,&nbsp; I had to learn a very hard lesson.&nbsp;&nbsp; <u>Dont be me!</u>&nbsp; &nbsp; <b>Keep a few special, key coins that you love.</b>&nbsp; &nbsp; Sell the other 95% of your collection, get as much out of debt as humanly possible, live simply for the next 5 years, and you will have a much higher quality of life for the next 50 years.</p><p><br /></p><p>Oh, one more thing.&nbsp;&nbsp; Start spending less time here, and more time at <a href="http://www.bogleheads.org/forum/index.php" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.bogleheads.org/forum/index.php" rel="nofollow">http://www.bogleheads.org/forum/index.php</a>&nbsp;&nbsp; so you can know how to save/invest all that money you are NOT wasting on interest!&nbsp;&nbsp; <a href="http://www.norstad.org/finance/total.html" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.norstad.org/finance/total.html" rel="nofollow">http://www.norstad.org/finance/total.html</a></p><p><br /></p><p>-peace[/QUOTE]</p><p><br /></p>

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