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<p>[QUOTE=&quot;beef1020, post: 1492566, member: 24544&quot;]First, I applaud your concern about your financial position at a young age.&nbsp; Just having the awareness that you do points to you making a good decision regardless of what you do.&nbsp; I feel the single biggest factor in building wealth is being thoughtful about your financies.</p><p><br /></p><p>To your actual situation I think it largely depends on the total amount of debt, your current job situation, and largely your interest rate.&nbsp; Keep in mind that if your interest rate is below the level of inflation, and the loan is on a non-depriciating asset, then your balance goes down as time passes due to inflation errosion.&nbsp; My wife has about $25,000 in student loan debt on a ten year note at 1.9 percent.&nbsp; We could pay it off but I feel it&#039;s better to invest our excess money and pay the loan on time.[/QUOTE]</p><p><br /></p>

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