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<p>[QUOTE=&quot;Blaubart, post: 1492526, member: 37498&quot;]I hate being in debt myself too, but I use debt strategically and it has worked very well for me.&nbsp; I have two mortgages with very low interest rates.&nbsp; The interest on both loans is tax deductable, so that helps too.&nbsp; (One house is our primary residence, the other is a rental)&nbsp; The way I figure it, between the low interest rates and being tax deductable, the effective rate on the loans is less than inflation, so they&#039;re basically free loans.&nbsp; I could sacrifice investment money to pay them off, or I could pay them off quicker by paying more each month, but why?</p><p><br /></p><p>In your case, I&#039;m not sure which makes more sense.&nbsp; What&#039;s the interest rate on your loan?&nbsp; Will it go up in the future?&nbsp; Is the interest tax deductable?&nbsp; What do you think the value of your coins will be in 10-15 years?</p><p><br /></p><p>There&#039;s a lot to be said for being debt free, but in the end, you should choose what makes the most economic sense.&nbsp; i.e. Try to look out fifteen years from now and analyze how much money will you have in your pocket with each possible route.&nbsp; If keeping your coins means a lot to you, try to put a dollar figure on that above and beyond what the total resale value of the coins is.[/QUOTE]</p><p><br /></p>

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