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<p>[QUOTE="steve63, post: 2375593, member: 76463"]It seems to me that if you have an account at a bank then you are paying that bank to provide financial services to you, which should include making change for you. It's when people abuse this that problems arise.</p><p><br /></p><p>For example, I have more than $20,000 sitting in my bank account. About twice a month I go there and buy about $200 in mixed changed and dump it at another branch after searching it all. At the end of the day my bank is making WAY more money off my account than they are paying a teller to handle those 2-4 transactions per month. If they ever denied me change I would close my account in a heartbeat and find another bank to do business with.</p><p><br /></p><p>On the other hand, for someone to walk into a bank where they don't have an account, or to open an account and just keep a minimum balance, but then show up multiple times a week expecting tellers to manage dozens of transactions every month making change for them, then sure I can understand why a bank would be unhappy about that. </p><p><br /></p><p>Seems to be this is pretty much an issue of common courtesy. We should expect banks to provide some services for us because we are paying them for it, but we should try to be careful that we are not abusing it and expecting them to spend more time servicing us than we are paying them via the money we deposited to our account.[/QUOTE]</p><p><br /></p>
[QUOTE="steve63, post: 2375593, member: 76463"]It seems to me that if you have an account at a bank then you are paying that bank to provide financial services to you, which should include making change for you. It's when people abuse this that problems arise. For example, I have more than $20,000 sitting in my bank account. About twice a month I go there and buy about $200 in mixed changed and dump it at another branch after searching it all. At the end of the day my bank is making WAY more money off my account than they are paying a teller to handle those 2-4 transactions per month. If they ever denied me change I would close my account in a heartbeat and find another bank to do business with. On the other hand, for someone to walk into a bank where they don't have an account, or to open an account and just keep a minimum balance, but then show up multiple times a week expecting tellers to manage dozens of transactions every month making change for them, then sure I can understand why a bank would be unhappy about that. Seems to be this is pretty much an issue of common courtesy. We should expect banks to provide some services for us because we are paying them for it, but we should try to be careful that we are not abusing it and expecting them to spend more time servicing us than we are paying them via the money we deposited to our account.[/QUOTE]
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