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<p>[QUOTE=&quot;cladking, post: 1186928, member: 68&quot;]This is my favorite answer.</p><p><br /></p><p>When WC Fields was told his gambling at poker was immoral he answered it wasn&#039;t gambling the way he played it.&nbsp; If you can actually find sets that you know haven&#039;t been opened then they are worth a premium.&nbsp; The difficulty is in assessing this premium and being certain they haven&#039;t been opened.&nbsp;&nbsp; Sometimes even sets that you know are opened are worth nearly as much premium if you can be confident the person who opened them wasn&#039;t aware of the coins you&#039;re seeking.&nbsp; </p><p><br /></p><p>1970 mint sets, for example, contain the small date cent about 10.1% of the time.&nbsp; This allows you to pay about&nbsp; 10.1% of the difference between regular and small date sets on unopened sets.&nbsp; If you only offer 8% then you are stacking the odds in your favor.&nbsp; 1980 mint sets from the Milwaukee area have about a 2% chance of having a gem &#039;80-D half dollar with no gouge on it.&nbsp; </p><p><br /></p><p>Basically if you know the odds or can stack the deck then you don&#039;t have to take a chance.&nbsp; Now days that are a lot of people willing to pay far too large of premiums so finding these at a good price is not easy.&nbsp; </p><p><br /></p><p>Collectors don&#039;t need to&nbsp; despair.&nbsp; Many people have searched these sets for decades looking for choice, gem, and variety laden coins and these sets do come on the market from time to time.&nbsp; They are often offered as just ordinary sets since the buyer might know nothing about the specific coins or any moderns. Sets have other ways of becoming segregated as well.&nbsp; Original buyers might sell off dozens of sets each year and only keep the two or three best.&nbsp; These best ones sometimes come onto the market.&nbsp; </p><p><br /></p><p>As hinted earlier the mint segregated some of these sets as well by shipping them out by zip code.&nbsp; As the sets are made varieties and gems can go into consecutive sets.&nbsp; These sets can all end up in the same egion just like the &#039;55 DDO cents ended up in Boston, the WI quarter varieties in Tucson, or the &#039;82 NMM dime in Sandusky Ohio.&nbsp; </p><p><br /></p><p>Ya&#039; gotta know the odds.&nbsp; And don&#039;t bet against the house.&nbsp; Most of the sellers on eBay know the tricks for getting unwarranted premiums and are actually selling sure losers.[/QUOTE]</p><p><br /></p>

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