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Same coin, $17,000 difference in holders
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<p>[QUOTE="GoldFinger1969, post: 4610048, member: 73489"]Except the FICO scores at any given time are based on CHANGING credit and default and payment histories. That's why the algorithim changes. I thought grading standards were for the most part fixed (that sound you all heard in the background was Doug gritting his teeth <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /> ).</p><p><br /></p><p><b><span style="color: #0000ff">Once upon a time, nobody defaulted on their home mortgage and credit cards were risky. After 2009, that reversed.</span></b></p><p><br /></p><p>The coin grade in this case is like Experian rates you an 820 (pristine credit) and TransUnion rates you a 630 (sub-prime).</p><p><br /></p><p>I realize numerical grades can vary MORE as you go LOWER -- but 23 grades difference ? That's like not knowing if a Morgan Dollar or Saint-Gaudens is an MS62 or an MS66.[/QUOTE]</p><p><br /></p>
[QUOTE="GoldFinger1969, post: 4610048, member: 73489"]Except the FICO scores at any given time are based on CHANGING credit and default and payment histories. That's why the algorithim changes. I thought grading standards were for the most part fixed (that sound you all heard in the background was Doug gritting his teeth :D ). [B][COLOR=#0000ff]Once upon a time, nobody defaulted on their home mortgage and credit cards were risky. After 2009, that reversed.[/COLOR][/B] The coin grade in this case is like Experian rates you an 820 (pristine credit) and TransUnion rates you a 630 (sub-prime). I realize numerical grades can vary MORE as you go LOWER -- but 23 grades difference ? That's like not knowing if a Morgan Dollar or Saint-Gaudens is an MS62 or an MS66.[/QUOTE]
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Same coin, $17,000 difference in holders
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