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<p>[QUOTE=&quot;geekpryde, post: 4605731, member: 36248&quot;]EAC grades are not ALWAYS lower than TPG.&nbsp; &nbsp; They are 95% of the time, yes, and sometimes significantly lower.&nbsp; &nbsp;&nbsp; I have seen examples where the EAC and TPG grades were the same, and if I recall correctly, at least one time I saw an EAC grade a point higher than the TPG.</p><p><br /></p><p>EAC certainly was more consistent on this coin, so for me this isn&#039;t nearly a condemnation of them versus PCGS.&nbsp; &nbsp; I mean, if someone willing buys a AU58 that clearly lists a EAC grade of VF25, and you&#039;re about to spend more than $10,000, yeah, you might want to investigate that, start looking around, asking questions, and generally being curious.&nbsp; &nbsp; As Doug likes to say &quot;thinking it ALL the way through&quot;.&nbsp; &nbsp; </p><p><br /></p><p>Let me put it another way, lets say you are about to loan someone money and pull their credit scores from two bureaus.&nbsp; &nbsp; Experian says this guy has a FICO of 740 and all is good.&nbsp; &nbsp;&nbsp; Transunion tells you he has a score of 580.&nbsp; Whoa Nelly!&nbsp;&nbsp; Both scores / grades are clearly listed for you in addition to what you have collected using your own eyes and information from the application.&nbsp; Are you telling me the 580 score isnt going to raise some alarm bells and maybe prompt you to dig deeper into the application and think it over without just rubber stamping it?</p><p><br /></p><p>Now, let me make this analogy one more layer deep for those still following along.&nbsp; &nbsp; Did you know the FICO scoring system changes over time?&nbsp; FICO 8 (around year 2009), FICO 9 (2014), FICO 10 (2020),&nbsp; you get the idea.&nbsp; &nbsp; The &quot;standards&quot; evolve over time.&nbsp; The algorithm gets updated.&nbsp; Even if you had a 100% perfectly identical credit history in 2009 as 2020, you&#039;re score from Experian would be different!&nbsp; It can be significantly different depending on what sorts of things are on your report, for example, the way medical debt is handled now versus in 2009.&nbsp; &nbsp;&nbsp; Same with coins.&nbsp; </p><p><br /></p><p>Many people, especially a certain Moderator here on CT, think the TPG standards have evolved over time. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie106" alt=":zombie:" unselectable="on" unselectable="on" /> Sometimes swings in grades like this reflect that changing standard.&nbsp; Some people might call it a &quot;loosening&quot; or &quot;relaxed&quot; standard while others might simply say it &quot;evolved&quot; or &quot;changing with the times&quot;.&nbsp; Still others refuse the believe there has been any changes at all!&nbsp;&nbsp; Some coins graded 20 years ago might be similarly graded today, but a different series, or a coin with a different set of issues, might results if a large swing between the new and old TPG grades.</p><p><br /></p><p>When it comes to your FICO score, the agencies quietly admit they scoring system changes over time and if you look you can find loads of information about it, but with TPGs, its all hush-hush and they will take it to the grave.</p><p><br /></p><p>Now, in this case, the holders of the OP coin are from either the same generation, or about the same generation, so that might be less likely that its simply and old standard vs a new standard at PCGS, however, lets say the first grade of VF35 was simply a re-holder of a grade from 15 years ago and no one really looked at the coin.&nbsp; &nbsp; Then someone cracked it or asked for a grade review and it got graded to 2017 standards?&nbsp; &nbsp;&nbsp; There are a few possibilities here.</p><p><br /></p><p>If a buyer still wants the coin after realizing such a massive grade discrepancy, by all means, buy it.&nbsp; &nbsp;&nbsp; And perhaps that exactly what the buyer did.&nbsp; &nbsp;&nbsp; Keep in mind, sometimes specialists see something about a coin that makes it immensely valuable to them, and it has nothing to do with the TPG grade.&nbsp; &nbsp; It&#039;s hard to judge the motivations of the buyer here.&nbsp; We are sort of just theorizing based on limited knowledge.</p><p><br /></p><p>But certainly the PCGS &quot;before&quot; and &quot;after&quot; grades are an eye opener,&nbsp; well at least for the collectors who haven&#039;t already seen the light yet.&nbsp; &nbsp;&nbsp; For some of us, our dang eyes open up so much they swelled up and popped out of heads!&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie2" alt=";)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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