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<p>[QUOTE=&quot;thecointrader, post: 1444121, member: 6477&quot;]Indeed, it can happen.</p><p><br /></p><p>About ten years ago, I received a call late afternoon on a Friday from my bank&#039;s Branch Manager. &quot;We need you to come to the bank right away!&quot; she explained. Her greeting was immediately followed by, &quot;Please... We can&#039;t leave until you get here!&quot;</p><p><br /></p><p>Luckily for everyone involved I was available at the time.</p><p><br /></p><p>It turned out that the bank had called in a locksmith to drill out the core locks for some Safe Deposit Boxes that were locked, yet thought to be empty. The local branch had recently been taken over by a larger Regional Bank, and Regional either didn&#039;t have keys to the empty boxes or the new management wanted to install different core locks for those boxes before renting those boxes to new customers.</p><p><br /></p><p>My Safe Deposit Box had been drilled and opened, revealing its contents to the locksmith, who notified bank staff of the problem.</p><p><br /></p><p>&quot;Pursuant to bank rules,&quot; my Branch Manager explained, &quot;two bank officers are standing by to guard your box and its contents, until you can inventory what&#039;s inside and we can issue you a new box.&quot; The Branch Manager was one of the two Bank Officers. &quot;We can&#039;t go home until you sign-off that everything&#039;s accounted for.&quot;</p><p><br /></p><p>Fortunately for all of us, I had an inventory list available and the process was completed in short order. The Branch Manager and her second-in-command were able to make it home for dinner that Friday evening, and I didn&#039;t lose any numismatic items as the result of the box being breached.</p><p><br /></p><p>The experience is a lesson learned, however.</p><p><br /></p><p>&nbsp;I now realize that even &#039;Safe Deposit Boxes&#039; are only &#039;safe&#039; to a certain degree. My advice to numismatists with substantial inventory is to purchase insurance and retain at least two copies of a detailed inventory, both by-listing and by-photograph. Store one copy inside the box. Keep at least one other copy in a safe place off site. (Remember: One copy of an inventory does you no good if the inventory list burns, is lost or otherwise unavailable.)</p><p><br /></p><p>I often wonder what would have happened had I been on vacation and unavailable on that unusual Friday afternoon.</p><p><br /></p><p><br /></p><p>-thecointrader[/QUOTE]</p><p><br /></p>

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