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Message:: [QUOTE="Mike Thorne, post: 8627407, member: 56869"]This is a great chat. As an adult collector, I had my collection at home. Before we went on a small trip, I hid all my "good stuff" under the insulation in the attic. Shortly after we got back, my home was burgled with my wife and newborn son there. Actually, what happened was that my wife received a call and was told that I had been in a slight accident and for her to come get me at the town's only hospital. She left our son with our next door neighbor, drove to the hospital to find---I wasn't there. She then came to my office and went back home believing that it was just a cruel hoax. When I got home, I discover the break-in. The thieves got some not terribly valuable coins, a pistol, and a briefcase intended to be a present for my father-in-law. Apparently, they used that to transport the other stolen item. Anyway, from that day on I've always had a SDB or two for my coins. The banks have always been great. In fact, when I had a mail-order business for a decade, I must have accessed my box 20+ days a month to fill orders. I thought about the Hugh Wood insurance, checked out the cost, and decided not to get it. I figured the biggest danger to my coins in the SDB was if the bank burned down. My current bank is directly across the street from the town's #1 fire station! I'm taking a chance, of course, but it's one I can live with. My wife and middle-aged children all have access to the box.[/QUOTE]