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Safely selling expensive items on ebay...advice?
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<p>[QUOTE="tsk, post: 160293, member: 5858"]This is true, but it is not a simple matter to stop one of these things. I would be much more worried about a forgery than I would about someone "stopping payment."</p><p><br /></p><p>Also, with a USPS money order, you can walk into a post office and cash it. I've done this before on at least one occassion when I thought the MO looked strange to me. I told the employee I was worried it might be a forgery so I wanted to cash it. In any event, it was not forged (I think some locations had been switching to a new MO style) and I got my money right there. </p><p><br /></p><p>I think with a big name MO/Cashiers check you can do the same. I'm sure you can walk into a Western Union or Bank of America and cash it right then and there.</p><p><br /></p><p>Walking in to the issuing "bank" and cashing it should prevent you from getting a forged MO/CC. I would also mention to the clerk that you got the MO and wanted to make sure it was not fake or stopped, etc. Hopefully, if it is fake, that would prevent them from calling the cops on you <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />.</p><p><br /></p><p>Edit: There is one other point here. I think if you get the money in hand you and explain your concerns that the MO was faked or cancelled when you cash it, you should be shielded from the bank finding out later that the MO was fake and then trying to get the money back from you. I recall a case a few years back where some gentleman had received one of these large checks in the mail (the kind where they say, here's a $45k loan and we're going to print a large fake check in your name to tantalize you). I don't recall the exact details, but he went to the bank and depositted the funds and maybe used some portion of them before the bank realized it wasn't a real check. Then the bank tried to sue him to get the money back. Eventually the courts ruled in his favor and told the bank that if they were too stupid to realize this wasn't a real check, that's their fault not his.[/QUOTE]</p><p><br /></p>
[QUOTE="tsk, post: 160293, member: 5858"]This is true, but it is not a simple matter to stop one of these things. I would be much more worried about a forgery than I would about someone "stopping payment." Also, with a USPS money order, you can walk into a post office and cash it. I've done this before on at least one occassion when I thought the MO looked strange to me. I told the employee I was worried it might be a forgery so I wanted to cash it. In any event, it was not forged (I think some locations had been switching to a new MO style) and I got my money right there. I think with a big name MO/Cashiers check you can do the same. I'm sure you can walk into a Western Union or Bank of America and cash it right then and there. Walking in to the issuing "bank" and cashing it should prevent you from getting a forged MO/CC. I would also mention to the clerk that you got the MO and wanted to make sure it was not fake or stopped, etc. Hopefully, if it is fake, that would prevent them from calling the cops on you :). Edit: There is one other point here. I think if you get the money in hand you and explain your concerns that the MO was faked or cancelled when you cash it, you should be shielded from the bank finding out later that the MO was fake and then trying to get the money back from you. I recall a case a few years back where some gentleman had received one of these large checks in the mail (the kind where they say, here's a $45k loan and we're going to print a large fake check in your name to tantalize you). I don't recall the exact details, but he went to the bank and depositted the funds and maybe used some portion of them before the bank realized it wasn't a real check. Then the bank tried to sue him to get the money back. Eventually the courts ruled in his favor and told the bank that if they were too stupid to realize this wasn't a real check, that's their fault not his.[/QUOTE]
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Safely selling expensive items on ebay...advice?
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