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<p>[QUOTE=&quot;Gilbert, post: 3632550, member: 73104&quot;]After reading the NY Times article I thought it wise to insure the contents of my safety deposit box, so filled out the online application of the insurance company mentioned and provided funding.&nbsp; They emailed that coverage would commence the following day at 12:01 a.m.&nbsp;&nbsp; However, for an unknown reason (the insurance company did not notify me of one) coverage is not in effect, nor was my bank account charged.&nbsp;&nbsp; In retrospect it is probably good because the policy exclusions are numerous, including many that one would assume a policy should <u>not</u> have.&nbsp; To wit:</p><p><br /></p><p>- Mysterious disappearance. (aren’t they all)</p><p><br /></p><p>- Any criminal, fraudulent, dishonest or illegal act by any officer or employee of the financial institution whether acting alone or in collusion with others, unless such act is in connection with a robbery or burglary.</p><p><br /></p><p>- The drilling or forcible entry into the safe deposit box or other seizure of the covered property by the financial institution or an agent or subcontractor thereof.[/QUOTE]</p><p><br /></p>

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