think, if you were a bank teller, and someone brought in 2 rolls of mercury dimes, would you tell the kid, or keep them yourself. i think that's an easy question! i don't know why everyone here is telling this guy that his bank teller is rude and dishonest. that kid probaly was told that they are old. or, he could have looked them up on the internet, or he could go to a dealer! there are lots of different ways! you think that kid would be smart enough to relize that the coins were diffrent in color and that they have a lady with a funny hat on there. the kid apperared to have no courosity about the coins. if i had my opinion about this, i would call the kid a dishonest, and rude. so stop calling the bank teller that! if i were a bank teller, i would have done the same thing. how did that bank teller know that those were mercurys before the kid got out of the bank? it probaly was awhile before he/she opened the rolls. it was probaly too late anyway. thats how coin roll searchers find their good silver! think, if noone turned in silver with there change, roll searchers would stop. that is a great hobby. we would lose it without stupid people like that.
I just picked up $20 in cents today. I'll look through them when i have a chance. I'd love ot find an indian head penny, but i'm just looking for more wheats to hoard away. I do think silver can be found in rolls, but it is more rare. The easiest silver to find in my opinion are the silver war nickels because not many people know about their silver content and they look identical to today's nickels. I've gotten a few war nickels back in change and even just 2 days ago got a silver '41 quarter in my pocket change. The silver is still out there...somewhere Oh and I also agree that the teller did not have an obligation to tell the kid about the dimes. He wanted to exchange the dimes for face value and the teller did just that. That's all that should have been expected in that situation. WHat if the situation was reversed? Say for example we use my getting the '41 quarter back in change. WHen i noticed it, should I have told the cashier that they gave me a quarter worth $2.25 in silver content? Should I have given it back? No. If the person who had possession isn't educated enough to know what a silver quarter is and what it's value is, then why should I be the one to ellighten them and give it back?? Then i would have missed out on a nice coin to add to the collection
So far I think Douglas is the only one that had a real issue with it. I tend to agree with others that the roles were probably not opened until after the kid/young man left. Either way, I like finding silver in rolls so I hope those tellers leave the good ones for us.
Roy's statement about "unspoken assumptions" is very true, I think at times we all read into something that is not there like we can't see the forest because of the trees . Bruce.
Friends all, I made my assumptions on two things. First of all, the teller said the young man was given these two rolls to him by his grandfather. He must have volunteered that information to her; or maybe she even asked him where he got them. Either way, she knew some background as to how he got the two rolls and also knew that the kid didn't have a clue as to the real value. Number two, when you take rolled coins to a bank to exchange for cash, the teller is going to break open the rolls right there on the spot before she hands over any cash out of her drawer. She will then either count them by hand or let the machine count them. There is no way you are going to get cash for rolled coins before a count is performed. Number three, if the kid said "I don't care, I just want my ten bucks.", but that wasn't expressed in Frank's post. I was harsh on the teller and deservidly so, the facts speak for themselves. When you are given the wrong change at a store (too much) and you know it, what do you do? I tell the cashier of the mistake, I suppose some folks just put it in their pocket and keep their mouth shut. And then when they get with their buddies they cackle about how stupid the cashier is. I don't steal, I don't lie and I don't cheat, it's called the Golden Rule. Will I bend over to pick up a coin or cash, you bet. But if I see the person who dropped it, I call out to him. I will not post again on this thread, so someone else can have the last word. Thanks, Douglas
As usual I'm not aware of where many of you live. However, around here in the Chicago area most banks are always so loaded with customers you could try robbing the place and they'ld just tell you to wait your turn. One of the banks I go to is called Charter One. As soon as they open there is a line of about 10 to 20 people. By noon it has grown to about 30 to 40. Tellers don't have time to hardly say hello let alone look at what you may have brought in. I could probably bring in a million dollars in coins and they would just say "one moment sir" and dump them all into a counter. If I bring in rolls they just smash them against something by the machine and still dump them into the coin counter. I tried to ask why they bother opening rolls and was told to go to the information desk for any questions. I once deposited some old, really beat large Ike dollars and same thing, right into the coin counter. If you ask a question, any question, the teller says please go to the information counter sir. They are just to busy to worry about valuable coins.
When I have brought rolls into banks in the past as long as I had my name and address on them they would not open the rolls. I would imagin it is different from city to city & bank to bank.
You may be surprised to learn this is absolutely not true. I have taken hundreds of rolls to my bank and they just hand over the cash. Not once did anyone open or count the rolls.
That must be why i get so many Canadian coins in my rolls when i roll search. Every $20 or so i get at least 50 cents worth of candian or foriegn money. I don't mind since i collect the foreign coins as well and a different foreign coin here and there is ok. But i probably have $20-30 in Canadian money now just from rolls and the bank won't take them back even though i got the majority of it there. I'll just wait til my next trip to Montreal...no big deal. Back on topic. I went and bought a coffee on my ride home today. The cashier broke open a roll of nickels and gave me 3 out of that roll. I put it in my pocket and went home. When i got there, i noticed i had a '64, a '57 and '54-D nickel!! I wish i saw them earlier. I would have asked for the entire roll of nickels. Could have had some silver in that roll
Douglas There is alot of IF's in what you say---IF what you say did happen then I can agree that maybe the teller should have said something like "are you sure you want me to cash these in?"----but at my bank if I take in rolled coins I get cash and they don't even look at the coins---now if I take in a bag of lose coins then they run them through the machine but still don't look at them.... Speedy
Hi Poggie26 Goto your local bank and get as many rolls of Half Dollars that you can afford & look them, since the half dollars are not circulated as much as any other coins, your chances are better off w/ those for SILVER Coinage Sincerely David C
i have never seen any teller open the rolls in front of you. the most i have ever had to do was put a bank account number on the rolls. every roll I ever got they have to cross out the persons bank account number on the roll before i can buy them. the bank never checks the rolls. whats the point of rolling the coins if there going to break them open when you get there? maybey NY is different?
Whoa! Did my comment start something or what? Look if I recall correctly the teller I was referring to knew the what the coins were because the kid told her what they were and where they came from. The kid just wanted his $10.00 and not two rolls of dimes. I don't think we can charge bank tellers with being the precious metal police for people who don't know any better or don't care. I get upset that I can't find a teller to be my inside collector at the banks. Then on the other hand if I had a one or a dozen tellers collecting silver coins for me as they come in I would be upset if someone said that doing that is unfair and it should not be done. No one is cheating anyone. It is only business, banking business. I infact wll tell tellers exactly what I'm looking for and why. I also tell them that should they find these coins "they" should get them if they can and why. It's just good carma--for me.
exactly! some tellers do ask what the coins are for. one thought I was playing poker with my buddies. I always say its my hobby to go thru coins to find them for my coin album. they have been known to say "Wow, you must have a lot of patience". nobody fooling anyone
What does a roll of circ commen date mercs sell for?maybe 50$,it's not like the teller ripped the kid off for a small furtune.(assuming there were no key dates or BU examples).
I read a story on another forum about some kid who used a $100 platinum eagle to buy beer in a convience store. He said it was a graduation gift from his grandmother, and insisted on spending it. The clerk tried to dissuate him, but he said that he would spend it somewhere else if the clerk refused to accept it. Of course, the clerk bought it from the register...
Douglas: I understand about the washers, but in NY we are now told NOT to put account numbers on the rolls because of identity theft. And, I have gotten many rolls, but no washers, some Canadian coins, but no washers. Although, with the way that the exchange rate is going, those Canadian coins may be worth keeping.
Friend Frank, Wait a minute, identity theft from a bank? No way other than crooked bank employees; there's no dumpster diving at banks, all discarded documents are destroyed by shredding contractors. I don't understand the logic that some folks believe you can take rolls to a bank and they're going to just hand over cash (unless they have xray vision). Thanks, Douglas
