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<p>[QUOTE=&quot;bobbeth87, post: 761725, member: 18369&quot;]Look at the edge, listen for the sound, or check the date. The edge will be missing the copper center, flip it in the air and you will hear a distinct ring with silver, or check these dates:</p><p>&nbsp;</p><p>1964 and older are all 90% silver</p><p>1965 - 1970 are 40% silver</p><p>1971 and forward are clad, no silver except that some &quot;s&quot; mint halves are silver, but rare to find. I found one bicentennial half that was silver, that has been my only one. Compare it to other 40%ers and you can tell. I always do a sound check. Flip both a normal clad one in the air and a 40%er, then flip the 76 and see which one is sounds like (there is a big difference). That is what I do if I am ever unsure.&nbsp; I think I answered more than what you asked, but oh well.</p><p>&nbsp;</p><p>That is crazy they want to charge you for halves.....find another bank![/QUOTE]</p><p><br /></p>

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