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<p>[QUOTE="ChesterCoperPot, post: 1368498, member: 25391"]Merc, I was looking at PNC's website last night. Is it true that they offer a free checking account with no monthly service fee, no account minimums? I'm just curious if you might know? I figure I would just keep $100 in there to make them happy if that's the case.</p><p><br /></p><p>I started looking around at other banks to open accounts with whether it be for receiving or dumping, and it seems that most 'free' checking accounts now will get charged for a monthly maintnance fee or charged if you don't hold a certain minimum balance, or make enough transactions, or have a direct deposit.</p><p><br /></p><p>I use TCF for my dumps, and they just started charging $9/month for a maintance fee. 5th 3rd was doing this too, but I closed my account with them altogether. I've found their branches in the Chicago-area to be the most rude and sales driven. I currently order from BOA. And I pick up at a lot of Chases as well. But would like to throw in another bank for ordering and using some of their branches for dumps as well. I have to scout out the PNCs around here more, but I think a lot of them have coin counting machines in the lobbies like TCFs do. </p><p><br /></p><p>Back to the matter at hand though. Having a lot of 'free' checking accounts with different banks all adds up at the end of the year in service fees. But I was figuring it gives me more opportunity to get more silver, and if say I have 3 banks each charging $7-10/month for a monthly maintance fee b/c I don't meet their minimum amounts, or no direct deposit, etc. That could be about $340/year. I'd rather only carry 2 if that's the case, not happy about fees, but I figure all the silver would out weigh the fees.[/QUOTE]</p><p><br /></p>
[QUOTE="ChesterCoperPot, post: 1368498, member: 25391"]Merc, I was looking at PNC's website last night. Is it true that they offer a free checking account with no monthly service fee, no account minimums? I'm just curious if you might know? I figure I would just keep $100 in there to make them happy if that's the case. I started looking around at other banks to open accounts with whether it be for receiving or dumping, and it seems that most 'free' checking accounts now will get charged for a monthly maintnance fee or charged if you don't hold a certain minimum balance, or make enough transactions, or have a direct deposit. I use TCF for my dumps, and they just started charging $9/month for a maintance fee. 5th 3rd was doing this too, but I closed my account with them altogether. I've found their branches in the Chicago-area to be the most rude and sales driven. I currently order from BOA. And I pick up at a lot of Chases as well. But would like to throw in another bank for ordering and using some of their branches for dumps as well. I have to scout out the PNCs around here more, but I think a lot of them have coin counting machines in the lobbies like TCFs do. Back to the matter at hand though. Having a lot of 'free' checking accounts with different banks all adds up at the end of the year in service fees. But I was figuring it gives me more opportunity to get more silver, and if say I have 3 banks each charging $7-10/month for a monthly maintance fee b/c I don't meet their minimum amounts, or no direct deposit, etc. That could be about $340/year. I'd rather only carry 2 if that's the case, not happy about fees, but I figure all the silver would out weigh the fees.[/QUOTE]
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