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<p>[QUOTE=&quot;Lon Chaney, post: 1203574, member: 29844&quot;]I was a small time searcher, but I just figured I&#039;d take money out of savings.&nbsp; I mean, you aren&#039;t really spending it (unless you find something, and even then, it&#039;s just face value).&nbsp; If worst comes to worst, I stop searching and use the money for whatever I need it for, instead of pulling from savings for the emergency fund.&nbsp; I mean, sure, it&#039;s not earning that 2 cents a month interest, but if you find just one silver dime a month, at today&#039;s spot, it&#039;s a much better return than the savings account would give you.[/QUOTE]</p><p><br /></p>

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