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<p>[QUOTE=&quot;gboulton, post: 1024872, member: 27043&quot;]<span style="color: #000000"></span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000">No..all those coins are normal clad composition, business strike.&nbsp; There&#039;s noting &quot;special&quot; about them at all, other than the fact they were never released into circulation.&nbsp; They were issued in uncirculated sets of various types for collectors.</span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000">Ya know...I doubt she&#039;s &quot;ignorant&quot; really...she probably really IS &quot;losing money&quot;.&nbsp; As mentioned, chances are pretty high that she&#039;s paying some fees somewhere to put boxes of half dollars in your hands.&nbsp; Delivery, or maybe a premium on the coins themselves, or storage, or something.</span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000">The good news is that as a local credit union branch, with whom you have a long relationship, there&#039;s probably a real human being somewhere you can sit down and have a cup of coffee and a chat with.</span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000">Just sit down with her and say &quot;Look...there&#039;s absolutely nothing illegal about what I&#039;m doing.&nbsp; You know this, and I know this.&nbsp; Now...I understand this may be costing you some money.&nbsp; I&#039;ve been here for nearly 3 decades, and would really like to stay here and keep our relationship a pleasant and rewarding one for both of us.&nbsp; Would you be willing to explain what fees and charges you&#039;re paying for me to be able to do this, so maybe we can work something out?&quot;</span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000">Who knows...maybe she&#039;ll let it go if you&#039;ll limit your searching to X boxes per month.&nbsp; Or maybe her fee comes on the storage side, which means she&#039;ll be happy to order boxes, but doesn&#039;t want them back (find a dump bank or 6).&nbsp; Maybe she&#039;ll agree to keep ordering boxes for a small fee...in which case, do as many of us here do, and keep a spreadsheet of your finds, so you know what fees you can pay and still expect to come out ahead.&nbsp; Or heck, maybe she&#039;s got a boss somewhere who&#039;s more reasonable with a long time customer. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></span></p><p><span style="color: #000000"><br /></span></p><p><span style="color: #000000">The bottom line on all this, for me at least, has been to understand that what we do DOES &quot;cost the bank money&quot; in some form or fashion.&nbsp; If you know that going in, and are willing to understand why banks may be reluctant to serve us, you can usually work something out.</span>[/QUOTE]</p><p><br /></p>

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