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<p>[QUOTE=&quot;Long Beard, post: 6275629, member: 108674&quot;]I am currently looking at a 1905 Quarter Eagle in a mid-eighties PCGS holder grading MS64. Those familiar with Heritage know that they have excellent magnification of their offered coins, which leads me to a possible conclusion. Or in this case, dilemma. These old holders are known to house under-graded coins, which the one in question almost certainly has been. On the other hand, these old holders seem to have a market of their own commanding a premium at times. So, if I win this auction, should I upgrade it to a gold shield with the hopes of a MS65/66 or leave it as is? For the record, it&#039;s not for a retirement hedge like most people buy them, just enjoyment.[/QUOTE]</p><p><br /></p>

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