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<p>[QUOTE="Conder101, post: 1385339, member: 66"]If you have a reliable low cost third party insurer that costs less than the USPS then sure skip the Registered. Registered is the way to go if one or more of the following is true.</p><p><br /></p><p>1. You require the maximum safety. You don't care about reimbursement, you WANT it to get there.</p><p><br /></p><p>2. The item is worth over $1K and you don't mind the wrapping hassle and slower delivery. (Over about $800 Registered is cheaper than insured and it gets much cheaper quickly as the value rises. The insurance rates for registered are much lower because it is so much safer.)</p><p><br /></p><p>3. The item is worth over $5K. $5k is the maximum you can insure for with insured mail, Registered can be insured up to $25K.</p><p><br /></p><p>If you have a reliable third party insurer and it is less than the Postal insurance you may be better going that way. If your item is worth over $25K and your third party will insure higher amounts then that would be the way to go. One thing though often the third party insurers have two sets of rates as well and if the package is sent registered they use the lower rates, once again because Registered mail is so safe and they know the chances they will have to pay out is almost zero.[/QUOTE]</p><p><br /></p>
[QUOTE="Conder101, post: 1385339, member: 66"]If you have a reliable low cost third party insurer that costs less than the USPS then sure skip the Registered. Registered is the way to go if one or more of the following is true. 1. You require the maximum safety. You don't care about reimbursement, you WANT it to get there. 2. The item is worth over $1K and you don't mind the wrapping hassle and slower delivery. (Over about $800 Registered is cheaper than insured and it gets much cheaper quickly as the value rises. The insurance rates for registered are much lower because it is so much safer.) 3. The item is worth over $5K. $5k is the maximum you can insure for with insured mail, Registered can be insured up to $25K. If you have a reliable third party insurer and it is less than the Postal insurance you may be better going that way. If your item is worth over $25K and your third party will insure higher amounts then that would be the way to go. One thing though often the third party insurers have two sets of rates as well and if the package is sent registered they use the lower rates, once again because Registered mail is so safe and they know the chances they will have to pay out is almost zero.[/QUOTE]
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