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<p>[QUOTE=&quot;Tom B, post: 1601081, member: 11854&quot;]I am also of the opinion that cracking Kennedy half dollars from slabs to put into an album can result in a large percentage value loss.&nbsp; This is especially true when it comes to proof coinage where the surfaces are so delicate that you might crack a PR69 from a holder and, by the time you smash it into an album, it may be no more than a PR66.&nbsp; Then, if you were to refer back to that coin as a grading standard for PR69 you would be sorely misled.&nbsp; Additionally, keep in mind that all a certified grade represents is a single opinion at an isolated point in time.&nbsp; In other words, unless you are planning on buying every MS66 ever graded to use as a standard, it is better to learn the overall mechanics of grading instead of relying on what a single slab states.[/QUOTE]</p><p><br /></p>

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