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<p>[QUOTE=&quot;Travlntiques, post: 1812641, member: 39129&quot;]Red Book prices vary widely because it is only issued once a year, which (in recent years) hasn&#039;t been enough to keep up with the spot prices of gold and silver. Basically the Red Book tries to establish a RETAIL value, so it does have a significant (over 10%) premium on all coins. But again, rapid increases in precious metals prices can change that. </p><p><br /></p><p>If a coin is graded AU cleaned, it&#039;s going to be in a &quot;details&quot; holder. Assessing the value for problem coins is a little more difficult because it deals a lot with eye appeal and rarity. You&#039;re right, if the coin was cleaned with, say a brillo pad, its value is going to be significantly lower then a coin that was just over dipped. And there is no standard percentage decrease for problem coins......you have to know what you&#039;re doing to not over pay. Not a bad idea to show some photos of the coin in question to a website (like this one <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /> ) for some professional opinions.[/QUOTE]</p><p><br /></p>

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