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Message:: [QUOTE="GDJMSP, post: 142591, member: 112"] That's just it - those are not rules. They are grading standards. And for each individual grade there are many different grading standards that have been written by individuals and by organizations. And it is up to each of those individuals & organizations to choose which of those standards they wish to use & follow. The ANA has their own set of published standards. PCGS has its own set, NGC has its own set, ICG has its own set, ANACS has its own set and ACG & SGS have their own sets - all of them are different. And there is no law, no rule and no governing body that can say which set is to be followed. And that is the problem. For as long as there is no rule, law or governing body it will be strictly a matter of opinion - and everyone is entitled to their own opinion. Yes, it is a shame. But is an even bigger shame that collectors wish to pass on the responsibility to others and blame them instead of blaming themselves. It is each individual's responsibility to know what they are doing, to study and learn about the hobby they have chosen, to learn how to grade coins themselves instead of relying on someone else to do it for them. And if they chose not to do this and they lose money as a result - then it is their own fault, not somebody else's.[/QUOTE]