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Message:: [QUOTE="bzcollektor, post: 68055, member: 3241"]The Gray sheet is what most small timers use for buy and sell, from what I know. It is not absolute. I have heard small timers offer to buy "Graysheet bid" less 10%. I am sure the big time guys with their nets, can buy this or that really cheaper. ANY particular coin can go for more or less. My avatar coin has a "book" value of between $40~$60. It is so pretty, I wouldn`t sell for twice that amount. Probably wouldn`t sell it at all because I like it. As has been said so often, BUY THE COIN, not the holder, But the jist of the whole deal, is, which grading service coins do YOU  or I  trust?I do buy coins sight unseen on ebay. I trust my ability to be able to tell honest pics, from "favorable" pics. I also trust to some degree, the grading service involved, when I buy certified coins, coupled with my knowledge of the various photgraphic tricks. I WILL NOT BUY NNC, NNT, ACG, or even PCI, sight unseen on ebay, for close to market prices, unless I can cherrypick a  rare variety. Pretty Much, I do trust PCGS, NGC and ANACS, unless I really think it is an ugly, or obviously overgraded coin.[/QUOTE]