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<p>[QUOTE=&quot;Tom B, post: 1856473, member: 11854&quot;]We can agree to disagree if you like, but I was quite clear in my post and I believe you missed the point.&nbsp; The sale of a certified coin isn&#039;t <i>just </i> the sale of the coin; it is the sale of the coin <i>and </i> the assigned grade.&nbsp; If it were simply the coin, then there would be no need for grades on holders and the holder would simply be a determination of authenticity.&nbsp; However, that is not how the broader market views coins in holders and is not how the broader market values coins in holders.</p><p><br /></p><p>The product sold is the coin <i>and </i> the assigned grade.&nbsp; If the coin goes out the door in a clean grade (problem-free) holder and then comes back in a details (problem) holder then the value and liquidity of the product has substantially changed in the eyes of many folks.&nbsp; The dealer is at risk if the coin comes back in a problem holder while the buyer benefits if the coin comes back in a problem-free holder.&nbsp; That is not an equation I would want to be standing in as a dealer and I avoid the situation by not handling coins that might put me in that spot.</p><p><br /></p><p>If you still disagree that the product is the coin <i>and </i> the assigned grade and instead is the coin only; simply ask yourself to answer this question honestly-</p><p><br /></p><p>If you had a coin in a holder and had the coin regraded (crossed over or straight regrade) whereupon it came back with a higher grade and was worth substantially more, would you sell the coin priced as the lower grade or would the price of the coin rise to reflect the new, higher assigned grade?&nbsp; I imagine the price would rise because you are selling the coin <i>and </i> the assigned grade.&nbsp; Please do not excuse yourself from answering the question by stating that you don&#039;t sell coins; that you are not a full-time dealer or that you would never have a coin regraded.[/QUOTE]</p><p><br /></p>

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