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Message:: [QUOTE="Cloudsweeper99, post: 142503, member: 3011"]Since you asked for the opinion of newer and younger collectors, and I fit one of those criteria [and it isn't younger], I'll throw out some thoughts on what I would consider fair treatment if I was the seller. I think since you are buying random numismatic coins in "bulk" the seller should expect to offer some reasonable discount from the greysheet price; perhaps up to 15%.  You are saving him a lot of work that would be required to dispose of the coins one at a time, and it is reasonable that you should receive a discount, in my opinion.  At least I would expect to have to offer a discount if I was in his situation unless the collection has some remarkable quality or completeness about it [for example, a complete set of Franklins in MS63].  If that was the case, that part of the "collection" might be worth a premium to the greysheet price since he has saved you the trouble of hunting down all of the coins in a completed set. So I guess it could go either way depending on what he has. I think the seller should expect to dispose of junk silver at a discount to the spot price.  Maybe a fair price is half way between spot and what some internet dealers offer to buy junk silver at.  Then both of you come out ahead.[/QUOTE]