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<p>[QUOTE=&quot;Dr Kegg, post: 1185523, member: 23476&quot;]I have a few fractionals such as this and from my experience, it looks real. These were generally considered in the category of demand notes/bonds, but on a smaller and generally more local scale during periods of recession, depression, or to raise funds for state/local projects.[/QUOTE]</p><p><br /></p>

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