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Message:: [QUOTE="kanga, post: 419669, member: 9270"]I started a Merc set a couple years back, but found I had walked right into a hot market for them.So I stopped and switched to a different issue.But before I made that switch I bought three of the keys because I knew if I ever got back to the Mercs, they would be considerably more expensive. I bought a:- 1916-D (PCGS F-12)- 1942/1 (ANACS AU-55)- 1942/1-D (ANACS EF-45) In the future I no longer have to worry about those coins.That's why the rule-of-thumb is get the keys/semi-keys first. Another example of "striking while the iron is hot" is my 1877 IHC.When I first started looking I wanted a MS-63. It would have cost about $3500-4000.But I wasn't paying close attention.About a year after I started looking the MS-63 had close to doubled in price.I ended up with an XF-45 for almost the same price as I would originally have paid for the MS-63. Keys and semi-keys can often get away from you if you don't act quickly.Buy the best you can afford, even if you have to stretch a bit.[/QUOTE]