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Message:: [QUOTE="Marshall, post: 1411691, member: 21705"]While I agree that quality USUALLY is a better investment, there is a place for the unwanted coins. If you are on a limited budget, you can get far more then you can reaching for the highest quality coins out there. You need to choose the comfort level of your collection. Now most people start out with an accumulation, rather than a collection. Different grades and different coins are acquired in a hodgepodge fashion. That's great for some, but you might try something like a collection of VF Indian cents. they aren't nearly as pricy as an MS collection, but it is difficult to put together a matching set with similar wear and color and it would present a challenge. I like the really old coins, so I got into early date large cents. Eventually, I converted the rest of my accumulation into early copper. If you specialize in one series, then you can adjust from year collecting to date and MM collecting  to major variety collecting and then finally to variety collecting on most older series. Your collection can grow. But think about your interest. Which coins do you pull first when looking at your accumulation? Why do those coins appeal to you? This is the start. Then determine if you HAVE to complete the set or if you just want to work on it. Different sets are better for each category. Some people like Type sets with one example of every major type of coin. Good luck![/QUOTE]