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Message:: [QUOTE="kanga, post: 333981, member: 9270"]This is probably just repeating what other here have said, but here's some of my thoughts: 1. I want coins that people can look at and get a good idea of what was intended. Of course this is MUCH more important for typesets where one coin represents a whole issue. 2. I would prefer not to have to repurchase a coin for at least 10 years. In other words I don't want to be continually upgrading. After 10 years I might be in a position to afford more expensive coins, so upgrades are a consideration. 3. Survey your complete interest area and decide what your budget will afford with respect to a minimum grade. Then work to that end. Compromise only when you really have no option.An XF Lincoln set is nice, but for a start you might have to accept the keys and semi-keys at something less. At least later you have something to upgrade with. The value of a Fine '14-D gets you about halfway to an XF. I decided my (short) typeset would be XF or better.So far I've only had to compromise twice. My 1814 cent is VF-20, and my 1807 half dollar is VF-30. My Lincoln set is XF or better except the 1922-Plain.But my WL halves go from AG to MS since I just wanted to fill holes with reasonable coins, no specific minimum. It's your collection. You get to make your own rules and exceptions.[/QUOTE]