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<p>[QUOTE=&quot;Kasia, post: 3407291, member: 31533&quot;]Think of all the stories of people who worked their lives away at mediocre sounding jobs (ones that may not really pay a lot, but do pay more than minimum wage) who die and then it is found that they are leaving millions of their dollars they saved to charity. Also, many times when an immigrant family comes to the US, they live together and all work at whatever they can get. They become or are just extremely frugal (meaning they save nearly everything they get) and combine it to fund some business if they can, then work that until they can get separate homes or more education or better paying jobs. </p><p><br /></p><p>Not a lot of fun because you do without a lot, but it is one way to accumulate. It can be done. Basically, work hard, look at your lifestyle and see what you should do without and go from there. BTW, I give great advice but am very poor at following this. In otherwords, I did not do this.[/QUOTE]</p><p><br /></p>

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